Credit Plus, Inc. Adds LexisNexis® RiskView™ Liens & Judgments Report

Salisbury, Md., October 10, 2017 Credit Plus, a provider of intelligent insight for mortgage professionals, announced that it will be offering LexisNexis® RiskView™ Liens & Judgments Report.

As part of the National Consumer Assistance Plan that went into effect July 1, 2017, Equifax, TransUnion and Experian reduced the amount of tax lien and civil judgment information they report on consumer credit files.

“Lenders can obtain this information from Credit Plus and fill in the data. At Credit Plus, we are all about helping mortgage professionals make more informed lending decisions and this new tool is another way to accomplish that,” stated Greg Holmes, National Director of Sales and Marketing at Credit Plus.

A preliminary analysis conducted by Experian shows approximately 96 percent of civil judgment public record data will no longer be included on credit reports; and almost 50 percent of tax lien information will not meet the pii criteria. FICO® has found that roughly 12 million Americans’ credit scores will increase based upon this change.

LexisNexis RiskView Liens & Judgments Report includes detailed information on the liens and judgments on file for an applicant including quantity, type, dollar amount and more. In addition, the report uses LexID® identity linking technology, which is more than 99 percent reliable, to ensure the correct person is associated with the proper record. It is also compliant with Fair Credit Reporting Act regulations.

About Credit Plus, Inc.

Credit Plus, Inc. provides intelligent insight to mortgage professionals so they can make smart lending decisions. Headquartered in Salisbury, Md., the company is a third-party verifications specialist offering more than 160 products and services for mortgage professionals, including credit reports, scoring tools, Deposit and Asset Verifications, Employment Verifications, Tax Return Verifications, fraud prevention tools, Undisclosed Debt Verifications, flood reports, appraisals, and more. Its expertise in the mortgage industry enables it to quickly assess current and future needs, and provide new solutions for a rapidly changing environment. Credit Plus moves mortgage professionals forward.

About LexisNexis Risk Solutions

At LexisNexis Risk Solutions, we believe in the power of data and advanced analytics for better risk management. With over 40 years of expertise, we are the trusted data analytics provider for organizations seeking actionable insights to manage risks and improve results while upholding the highest standards for security and privacy. Headquartered in metro Atlanta USA, LexisNexis Risk Solutions serves customers in more than 100 countries and is part of RELX Group, a global provider of information and analytics for professional and business customers across industries. For more information, please visit

For more information, please call Credit Plus at (800) 258-3488, e-mail [email protected] or visit the company’s website at

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