Application
Verifications for confident lending decisions
We have a wide array of products and services (verifications) to help lenders confidently decide if applicants are good credit risks during the application stage of the mortgage process.
Credit Reports

Tri-Merge Credit Report
We provide 1,2,3 bureau-merged credit reports, with Optional FICO® scores, fraud alerts, OFAC and ID search.
Learn More ⟶Trended Data Credit Reports
With trended credit data, you have access to the monthly payment amounts your borrowers have made on revolving credit accounts over a two-year period.
Learn More ⟶The LexisNexis® RiskView™ Liens & Judgments Report
Get improved accuracy and timeliness of lien and civil judgment data without incurring the additional expense of recalibrating your models.
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Credit Score Disclosure Reports/ FACTA Compliance
Our FACT Act compliance service automatically delivers the required documents to you or the consumer with every credit report you order.
Learn More ⟶Check Identities

Identity Verifications
We offer identity verifications through each repository – Equifax SafeScan, TransUnion IDVision Alert, Experian Fraud Shield – so you can check credit application fraud.
Learn More ⟶OFAC Alerts/Credit Report Authentication
Check borrower records against the U.S. Treasury’s master list of Specially Designated Nationals and Blocked Persons, which contains thousands of individual names.
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FraudPlus
The Borrower Detail Report generated by FraudPlus validates the applicant’s identity, including name, address, Social Security number, birthdate, phone number, and other custom data. The report contains an easy-to-read cover page that highlights any risk concerns.
Learn More ⟶Rescoring Options/Score Optimization Tools

Score Plus Rescoring
The Score Plus program allows Credit Plus to update credit information with the three national repositories in 5-7 business days.
Learn More ⟶Credit Assure
Automatically scans credit files to identify opportunities that may raise scores based on accuracy or credit management updates.
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Lending Hand
Lending Hand puts Credit Plus experts on the job to help you guide and monitor applicants who are good candidates for loans in the near future.
Learn More ⟶Credit Radar
This is a one-page credit report cover sheet that gives you a clear snapshot of an applicant’s credit worthiness.
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CreditXpert® WayfinderTM What-If Simulator
We offer a powerful scoring tool that provides a detailed analysis of the consumer’s credit score.
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Knowledge Hub
Here you can find additional industry and Credit Plus news. Just click below for easy access to our many educational tools including brochures, flyers, white papers, videos, webinar recordings, etc. – and past and present news vehicles such as press releases and other media coverage.