Entrepreneurs often fund their businesses using their personal credit. That’s why if you’re evaluating risk, it may not be enough to rely on the credit history of the business alone.

Our Business Owner Report(s) provide the most accurate, current and comprehensive business owner credit information available, so you can make more confident credit decisions for your existing customers throughout their account life cycle and for potential customers as well. By accessing a personal credit report and FICO® score on a company’s owner(s) in addition to the standard business credit report, you can confidently decide whether to alter your decision or adjust terms before granting a business credit.  These reports are also useful when conducting annual portfolio reviews.

Gain an understanding of:

  • How the business owner manages his/her personal credit
  • Any credit issues that may be cause for concern
  • Whether or not to extend credit or require cash upfront

Product features

  • Easy-to-read report
  • Identity information for the business owner
  • Comprehensive information about the credit history of the business owner including current payments, loan obligations and delinquent accounts
  • FICO score to help predict the likelihood of the business owner entering a seriously derogatory status within two years 
  • Soft or hard inquiry options available
  • Alerts to potentially fraudulent information

Related Solutions

Business Account Monitoring

Learn More ⟶

DecisionIQ

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Much more than just credit…we’re Credit Plus

Call us at 800.258.3488 or click here to request more information.

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