UniversalCIS merges with Credit Plus

Merger creates leading technology and credit provider for the mortgage industry

Trusted Mortgage Verification Service PLUS So Much More...

We provide lenders with the data they need to make informed business decisions.

Knowledge Hub

Verifications for Every Stage of the Mortgage Lending Process

Alt Text

CloseCAPTURE

Reduce loan fallout. Optimize ROI. Capture more closings. With this flexible program lenders can reduce credit report costs, help applicants whose scores are close to qualifying, obtain quality leads, identify where lost sales went and why, and retain their portfolios.

Learn more ⟶

Data Solutions from the Plus

The very foundation of success is using data that allows you to target the right individual at the right time. We provide the data you need to precisely identify target audiences.

Learn more ⟶
Alt Text

Scoring Tools

A few credit score points can make all the difference to your applicants. Our scoring tools allow you to look at the positive and negative factors influencing a customer’s credit score, then provide a detailed analysis including suggestions for the best chance of a successful rescore.

Learn more ⟶

Continuous learning to support your success

cp-university

Credit Plus University is our FREE, online training center that offers a variety of classes designed to help you succeed in the mortgage business. Some classes are product-oriented, others offer industry education and training. We can even tailor classes to suit your organization’s specific needs. Classes are offered live daily, by appointment or recorded webinars can be downloaded.

Next Class

T, W, TH 9:30 am Credit Plus Website Features 101

In this class we welcome Processors, Loan Officers and Underwriters alike! We will share best practices and review information on the services available from Credit Plus including how to retrieve the total cost for borrower and how to request important verification services such as supplements and rescores.

Oct. 20, 2021 09:30 am

* All Times are MST

Next Class

Wednesday 11:00am How to Order a Rescore Online

This class will teach participants how to order rescores online through the Credit Plus system.

Oct. 20, 2021 11:00 am

* All Times are MST

Next Class

T, W, TH 9:30 am Credit Plus Website Features 101

In this class we welcome Processors, Loan Officers and Underwriters alike! We will share best practices and review information on the services available from Credit Plus including how to retrieve the total cost for borrower and how to request important verification services such as supplements and rescores.

Oct. 21, 2021 09:30 am

* All Times are MST

Next Class

Thursday 11:00am Lending Hand – Making the Most of Every Loan

In this session, you’ll be taught how Lending Hand credit score analysis boosts your bottom line while helping declined applicants qualify for mortgage loans.

Oct. 21, 2021 11:00 am

* All Times are MST

Next Class

Thursday 2:00pm Master the Power of CreditXpert’s Wayfinder & What-If Simulator Tools

This course will teach you how to use CreditXpert's Wayfinder. You’ll learn how to help your customers, and you’ll be shown the advantages of the What-If Simulator.

Oct. 21, 2021 02:00 pm

* All Times are MST

Next Class

Monday 2:00pm Welcome to Credit Plus for Administrators

Get an overview of the powerful, innovative tools and convenient, time-saving services that are available to you from Credit Plus. There are three different courses based upon your responsibilities: one for loan officers; one for processors and underwriters; and one for administrators.

Oct. 25, 2021 02:00 pm

* All Times are MST

icon-search old-logo-credit-plus-inc old-logo-credit-plus mr-cp plus-orangesocial-linkedinsocial-youtube