Xactus is committed to building the modern mortgage experience

Trusted Mortgage Verification Service PLUS So Much More...

We provide lenders with the data they need to make informed business decisions.

Knowledge Hub

Verifications for Every Stage of the Mortgage Lending Process

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Reduce loan fallout. Optimize ROI. Capture more closings. With this flexible program lenders can reduce credit report costs, help applicants whose scores are close to qualifying, obtain quality leads, identify where lost sales went and why, and retain their portfolios.

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Data Solutions from the Plus

The very foundation of success is using data that allows you to target the right individual at the right time. We provide the data you need to precisely identify target audiences.

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Scoring Tools

A few credit score points can make all the difference to your applicants. Our scoring tools allow you to look at the positive and negative factors influencing a customer’s credit score, then provide a detailed analysis including suggestions for the best chance of a successful rescore.

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Continuous learning to support your success


Credit Plus University is our FREE, online training center that offers a variety of classes designed to help you succeed in the mortgage business. Some classes are product-oriented, others offer industry education and training. We can even tailor classes to suit your organization’s specific needs. Classes are offered live daily, by appointment or recorded webinars can be downloaded.

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