Credit Reports

Credit Plus offers a full range of credit reports.

Trended Credit Data

Business Credit Reports

Our Business Intel Suite provides current, dependable business credit data so you can proactively monitor and manage your business customer's credit status.


Credit Plus is dedicated to helping you comply with the ever-changing rules and regulations affecting the mortgage industry. We continue to offer tools designed to make compliance easier and less time-consuming for your staff.

CFPB Ability-to-Repay Rule | COMPARE | FHA TOTAL Scorecard | FACT Act

Lost Sales Analysis

Lost Sales Analysis by Equifax* helps lenders gain a better understanding of the applicants they’ve lost, who they lost them to, and why. It provides loan-level competitive intelligence that can help them maximize their marketing ROI while improving closing rates and customer retention.

Flood Zone Determination

Credit Plus can provide you with timely flood zone determination and other reports based on the most comprehensive and up-to-date FEMA data.

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Credit Plus provides robust analytical tools to help your clients achieve their goals.

Score Plus/Rescoring | Lending Hand | Score Wizard | Credit Radar | Download Score Plus Form

Fraud Prevention & Verifications

Credit Plus is committed to the fight against fraud. Our income verification and mortgage fraud prevention tools help identify fraudulent or invalid loan applications to protect you from taking on undue risk.

FraudPlus | Tax Return Verifications | FACTCheck | Undisclosed Debt Verifications | Employment and Income Verifications (Day 1 Certainty) | Asset Validations (Day 1 Certainty) | Social Security Number Verifications | IDPlus | Equifax SafeScan (Identity Scan) | TransUnion - High Risk Fraud Alert | Experian - Fraud Shield | Red Flags | OFAC Alerts/Credit Report Authentication | Mortgage Participant Report

QA/QC Services

Reps & Warranties

Our exclusive Reps and Warranties coverage protects all of our verification services. So, when you buy our insured products, you will enjoy greater peace of mind knowing that you’re better managing third party risk and defending your business against the negative financial consequences of a possible loan default and the resulting repurchase request.

Appraisal Services

Credit Plus provides both traditional and alternative real estate appraisal solutions as well as collateral valuation products.

Appraisals | AVM | AVM-Lite

Settlement & Title Services

Credit Plus offers a full range of settlement and title services as well as help with any defaults that may occur.

Settlement Services | Title Services

Lead Generation

Credit Plus partners with Experian to provide mortgage professionals with the best prescreened mortgage lead generation products in the industry.

View Sample Reports

View sample reports from Credit Plus.