Trended Credit Data Reports
Trended credit data reports from Credit Plus – the next revolution in reporting
Credit reports can sometimes be misleading. At first glance, an applicant might appear mortgage-worthy – or not. But with trended credit data, you can now get a more accurate picture of an applicant’s approach to credit management over time – which could be the difference between approval and denial.
A smarter way to analyze your borrower
Today’s credit reports are just snapshots in time, showing only the outstanding balance and if a borrower has been on time or delinquent on existing credit accounts (those where a balance can be carried over time or paid off in full, such as credit cards) and installment accounts (those with a set monthly fee that is paid until the account is paid off in full, such as a mortgage or student loan).
Trended Credit Data Benefits:
Related Services
Much more than just credit…we’re Credit Plus
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