We offer two solutions to help you reduce your out-of-pocket credit report expenses.
1. Pre-Qualification Plus: Reduce your upfront costs and prequalify your applicants with one bureau soft credit pull. It will let you know whether to move forward with the loan application.
2. SmartSelect: Obtain 1-3 bureau hard inquiries by setting parameters within your LOS to pull one bureau first and if requirements are met, the two other reports can be ordered. And, with our SmartPay feature you can even request that applicants pay online for their credit reports.